[HoosierDaddy]

Keep the purchase price in mind as you determine your insurable interest. If you can get an ACV or agreed value coverage, you and the ins. co. agree on the value of your coach when the policy is written. You are then entitled to that amount if there is a total loss. READ YOUR POLICY... A stated value policy may be written for less than the amount of your coaches true value if you don't want to pay the higher premium for ACV. Some policys may read ""In the event of theft or a total loss we will pay the Stated Value
or the Actual Cash Value, whichever is less." If you see "Guaranteed Value" that is the same as saying Actual Cash Value.