[encantotom]

i know in the wanderlodge community there is an appraiser that i am sure you know, that does appraisals so you can get guaranteed value.

i am only speculating, but i would guess that not all insurance companies even do guaranteed value.

i insure mine for what i think a replacement of similar vintage would be and as chester says, then if there is a total loss, i at least have the hope and possibility that the value determined by the insurance company is high enough.

there are not many places that are set up repair wise to give a good estimate of severe damage to a newell, so if the insurance company calls newell they will get a pretty staggering number.

as wally would have said.....thats my 2 cents worth and i am stickin to it

tom