07-04-2023, 08:29 AM
Just for information's sake, I just insured #369 (1994) 45' for $60k agreed value, full coverage. $2500 deductible comp/collision, $0 glass deductible. 100/300 liability. $1130/year. I'm in GA.
1994 Newell Coach# 369
New Coach Insurance
07-04-2023, 10:59 AM
Who was the insurance company?
Hank & Natalie Bensley
2001 Double Slide #586.
2021 Cherokee Trailhawk Toad
We've been RV owners since 2002.
Port Orange, FL. Soon we will travel full time for "a while"
08-11-2023, 06:52 AM
How do you get to an agreed value. I do not see an option for this on line.
Karl and Lisa G.
Coach #385
Toad - Not ready for that yet
08-11-2023, 07:01 PM
(08-11-2023, 06:52 AM)khgeisler Wrote: How do you get to an agreed value. I do not see an option for this on line.
I think some of this could vary by state. In MO I’ve yet to find an agreed value policy. One carrier had a quasi agreed value for a significant increase in premium, but they still acted like it would be fair market value so it made no sense.
Have also noticed premiums vary HUGE by state. I know some guys with 150-200k Prevosts paying $600ish via State Farm. Drives me nuts to see that kind of variance for something that is mobile, but they are loving it.
Brad Aden
2003 Newell #653 Quad Slide Cat C-12 engine
St. Louis, MO
08-12-2023, 06:38 AM
Momma says insurance is like a box of chocolates
State farm is doing me righteous based in Virginia, he warned me that basing in Pennsylvania rates would skyrocket
State farm is doing me righteous based in Virginia, he warned me that basing in Pennsylvania rates would skyrocket
Arch & Mary Jones
1997 Newell #463
Williamsburg, VA or Gettysburg, PA
depending on what day it is
08-12-2023, 09:35 AM
(08-12-2023, 06:38 AM)Jonestead Wrote: Momma says insurance is like a box of chocolates
State farm is doing me righteous based in Virginia, he warned me that basing in Pennsylvania rates would skyrocket
I have never found State Farm to be reasonable on anything. But, I did find a firm that rights a Progressive policy with an agreed value for a 1995 Newell, all with the highest limits and lowest deductibles. Geico, who writes my auto and home, rights a policy thru Foremost and was way of the mark for a cash value policy at the lowest limits, and highest deductables.
Karl and Lisa G.
Coach #385
Toad - Not ready for that yet
09-08-2023, 01:04 PM
I have two quotes coming for my 312. I am looking for 100k agreed value. First one came through from Thum insurance who is using Progressive at $1767 annual. 250/500 liability. I think that’s pretty good for AZ where insurance costs are high. I am currently paying $680 a year with AmFam but I’m sure if there was a loss they’d cut me a check for 20k. What do you guys think? Generally Marie and I buy once and keep for years. I guess insurance is something we need to check on annually due to constant hidden increase in premiums.
The other insurance is a local one with Safeco who also uses Progressive. Seems not many insurers are doing large RVs…
The other insurance is a local one with Safeco who also uses Progressive. Seems not many insurers are doing large RVs…
--Simon
1993 8v92TA #312
09-08-2023, 02:58 PM
Thats who we are with I couldn't find a better rate, I think we are 100K for $1400 can't remember exact amount.
1999 45' with tag axle, #504 "Magnolia"
Gravette, Arkansas
09-08-2023, 03:30 PM
AZ used to be fairly inexpensive for insurance. Too many non-insured and thefts going across the border means the honest and no claims on record guys like us, get to pay for the rest.
I still haven't received the quote from the local insurer who I know uses Progressive as well.
I still haven't received the quote from the local insurer who I know uses Progressive as well.
--Simon
1993 8v92TA #312
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