[Fulltiming]

Just because a coach has been totaled by the insurance company does not mean that it isn't still on the road just that the cost of fixing it is nearly as much as the value of the coach.  Once a coach is totaled by the insurance company that had it insured will typically no long insure that coach.  Depending on the degree of customization, it might (or might not) have been purchased from the insurance company and repaired.

Good catch Clint.